Fiscal Year 2026 Flood Mitigation Assistance
Federal funds for states, U.S. territories, tribal governments, and local governments to reduce repetitive flood damage to NFIP-insured buildings and structures through flood mitigation activities.
RESTRICTED TO: STATE LOCAL GOV · TRIBAL ENTITIES
⚑ Local governments must apply through their state or territory. · Funds mitigation activities for NFIP-insured repetitive-loss buildings and structures, not research. · Eligible applicant classes are governmental entities only; universities are not eligible direct applicants.
Unit fits — one characterization, each unit's own rules
| Tom Love Innovation Hub | 25 weak | prototyping/demonstration stage; deep-tech content |
| IPPRA | 15 none | university cannot apply directly (ineligible) |
| Physical Sciences & Engineering (demo) | 15 none | university cannot apply directly (ineligible) |
Description
The Flood Mitigation Assistance (FMA) grant program provides federal funds to states, U.S. territories, federally recognized tribal governments, and local governments. The goal is to reduce or eliminate the risk of repetitive flood damage to buildings and structures insured by the National Flood Insurance Program (NFIP) in participating communities. FMA funds a variety of flood mitigation activities to lower flood risk to policyholders and reduce the NFIP’s financial exposure.
Eligibility
U.S. Territories; District of ColumbiaLocal governments must apply through their state or territory.
Apply
View on Grants.gov → CONTACT: Mariano Almonte Grantor <femago@fema.dhs.gov>
Proposal brief SEE AN EXAMPLE →
A one-page internal memo: fit assessment, submission requirements, document scaffold, and next steps dated back from the deadline — tailored to your project idea if you add one.
Proposal shell · Federal (generic) conventions SEE A FEDERAL EXAMPLE →
Funder-faithful document skeletons — Federal (generic)'s document set with section headings, page limits, reviewer guidance, and writing prompts; add a project idea to get [DRAFT] starter bullets. Download as .md for Word or Overleaf.